At Sun Center Federal Credit Union, you’ll never feel like just another account number in a financial institution’s database. We appreciate our members as contributors not just to our credit union, but to our community. In keeping with this respect for our members, we go to great lengths to give their money every opportunity to grow. It only takes $5 to open a savings account  and $25 for a checking account at SCFCU —like free online banking and access to thousands of surcharge free ATMs.

Most importantly, all our earnings go back to our members in the form of competitive (and often, the absolute lowest!) rates on loans, great savings rates, and much more. If you live, work, attend school or worship in Lorain County, you are eligible to be a member at Sun Center Federal Credit Union.

Come on in and let’s talk. We have a lot to offer you, and you have a lot to offer us.

Attention Members: With tax season underway, we wanted to make sure that you are able to get your tax refund deposited into your account as soon as possible. When completing any direct deposit forms or requests, please keep the following in mind:

1. Are you depositing into your savings or checking account? It does make a difference.
2. Double check your routing and account numbers before submitting.
3. Only members whose names are currently on an account can have their tax refund deposited into the account.

If you require any assistance checking your account number or setting up a new account, call or stop by any of our branch locations. We’d be happy to assist you!

New! Online Mortgage Tools

  • Check Rates
  • Learn Home Loan Basics
  • Purchase Calculator
  • Apply online today!

Click here for details!

Phishing Alert

Please be advised that some members of Sun Center FCU may have received a text message or phone call stating that they need to call a non-credit union phone number for various reasons.

If you receive a phone call from 000-000-0000 with a recorded message telling you to call to activate your debit card, DO NOT call this number.

If you receive a message from 1-888-918-XXXX asking you to verify the security on your Visa debit card do not respond. The caller may say they are from Sun Center.

Please report this to a Sun Center FCU employee as soon as possible. If you did respond, please call use immediately so that we can take the necessary steps to protect your card and account.

The text messages looked similar to this:

THE CREDIT UNION CENTER ALERT: Your CARD has been DEACTIVATED. Please call 440-788-XXXX or 440.XXX.8037.


National Credit Union AHTNF Alert 128734, Please call 907-782-XXXX.

PLEASE REMEMBER Sun Center FCU does not send text messages to members. DO NOT respond to the text message. If you did respond, please call us immediately so that we can take the necessary steps to protect your card and account. If it is after business hours, please call 888.918.7860 to report the ATM or Visa Debit Card as compromised.

Check out our GREAT Auto and Cycle rates!

Check out our GREAT Auto and Cycle rates!

Limited Time – New and Used Auto – as low as 2.13%
New and Used Cycle – as low as 3.13%
*Annual Percentage Rate