Check out our GREAT Auto and Cycle rates!
Limited Time – New and Used Auto – as low as 1.49%
New and Used Cycle – as low as 3.99%
*Annual Percentage Rate

At Sun Center Federal Credit Union, you’ll never feel like just another account number in a financial institution’s database. We appreciate our members as contributors not just to our credit union, but to our community. In keeping with this respect for our members, we go to great lengths to give their money every opportunity to grow. It only takes $5 to open a savings account and $25 for a checking account at SCFCU —like free online banking and access to thousands of surcharge free ATMs.
Most importantly, all our earnings go back to our members in the form of competitive (and often, the absolute lowest!) rates on loans, great savings rates, and much more. If you live, work, attend school or worship in Lorain County, you are eligible to be a member at Sun Center Federal Credit Union.
Come on in and let’s talk. We have a lot to offer you, and you have a lot to offer us.
Attention iPay users:
Scheduled downtime will occur from 11 PM on Friday, July 12th through 7:30 AM on Monday, July 15th EST. During most of this downtime, users will see messages alerting them that our sites are down for maintenance. There may also be a brief period where the sites are completely unavailable.
Phishing Alert
Please be advised that some members of Sun Center FCU may have received a text message stating that their card has been deactivated and to please call a non-credit union phone number.
The text message looked similar to this:
THE CREDIT UNION CENTER ALERT: Your CARD has been DEACTIVATED. Please call 440-788-7263.
Sun Center FCU does not send text messages to members. DO NOT respond to the text message. If you did respond, please call us immediately so that we can take the necessary steps to protect your card and account. If it is after business hours, please call 888.918.7860 to report the ATM or Visa Debit Card as compromised.
Limited Time – New and Used Auto – as low as 1.49%
New and Used Cycle – as low as 3.99%
*Annual Percentage Rate